Many of you have heard about Jennifer Connell, the aunt who sued her 12-year old nephew for $127,000 in Connecticut. Sean Tarala was celebrating his 8th birthday when his aunt Jennifer arrived at his house and he ran up to her and gave her a big hug. As he did this, they both fell to the ground and aunt Jennifer broke her wrist. Two years later, she sued him for medical bills. Sounds awful, doesn’t it?
This is really an insurance issue. From the start, this was a case about one thing: getting medical bills paid by homeowner’s insurance. In Jennifer Connell’s case, under the Connecticut law, she could not sue the insurance company to cover her medical expenses under Sean’s parents’ homeowners’ policy. She was forced to sue the individual for negligence in a liability case before the insurance could be brought in for payment. Due to the injury she suffered, she needed to get her medical bills covered, but in the end was unsuccessful.
These situations could potentially happen to you, and it is important to always check with an independent insurance agent to see what is covered and how to go about dealing with these types of situations as there may have been other options to manage these risks. Feel free to reach us at www.keslarinsurance.com or 603-273-0953.